Asembo Bay Women for Development includes 60 widows who are divided into economic groups of 10.

Each group operates its own economic activities like small scale farming and, meets weekly. Each group operates a "savings and loan" program for its members with all members contributing a small amount weekly to the "pot". The "Pot" is used to make short term loans to members who need funds for an emergency or to expand their business opportunities.

The Widows Group also operates a "social welfare" program for its members with monthly contributions of members being used to assist widows with funeral costs of close family members.

 

Funding received for the widows is used to pay for transportation to medical care for HIV positive members, to provide start up funds for new ventures and to provide basic foodstuff during times of extreme hunger.